Sarkari Yojana

Laghu Vyavassay Scheme

Haryana
Quick Summary: The Laghu Vyavassay Scheme of the Haryana Scheduled Castes Finance and Development Corporation offers Scheduled Caste residents aged 18 to 45 loans for self-employment units costing up to ₹2,00,000/-, with a subsidy of up to ₹10,000/-.

About Laghu Vyavassay Scheme

The Haryana Scheduled Castes Finance and Development Corporation, Government of Haryana, runs the “Laghu Vyavassay Scheme” to empower people economically. It extends loans to members of Scheduled Castes so they can improve their financial position through self-employment/ income-generating activities. Applicants have to be aged between 18 and 45 years and be permanent residents of Haryana.

Scheme Overview

Government Level

State Government

Eligible Entity

Individual

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Laghu Vyavassay Scheme, applicants must satisfy the following conditions:

✅

Haryana must be the applicant's state of permanent…

Haryana must be the applicant's state of permanent residence.

✅

Only members of a Scheduled Caste can apply

Only members of a Scheduled Caste can apply.

✅

Age should fall in the 18 to 45…

Age should fall in the 18 to 45 years range.

💰

Under the income ceiling, at least 50% of…

Under the income ceiling, at least 50% of the beneficiaries must have annual family income of up to ₹1,50,000/-, and the remaining 50% may have annual family income of up to ₹3,00,000/-.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

Laghu Vyavassay Scheme provides the following benefits to eligible applicants:

💰

Loans are available for various economic development schemes…

Loans are available for various economic development schemes whose unit cost is up to ₹2,00,000/-.

✅

The project cost carries Margin Money at 10%

The project cost carries Margin Money at 10%.

💰

A subsidy of 50% of the total project…

A subsidy of 50% of the total project cost is given, capped at ₹10,000/-.

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

📄

Applicant's Aadhaar Card

Applicant's Aadhaar Card.

✅

Family Ration Card

Family Ration Card.

📄

Certificate of Caste

Certificate of Caste.

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Online Application

Applicants can apply for Laghu Vyavassay Scheme through the online application process outlined below.

1️⃣

Head to the official website of the "Antyodaya…

Head to the official website of the "Antyodaya SARAL" Portal.

2️⃣

Click "New user? Register here" within the "SIGN…

Click "New user? Register here" within the "SIGN IN HERE" box.

3️⃣

The browser opens the registration form in a…

The browser opens the registration form in a new window. After filling every mandatory field, choose a strong password: it needs at least '9' characters, including at least one special character(!@#$%^&*), one numeric, one small case and one upper case letter (i.e ADmin@357). Enter the captcha code, then click "Submit".

4️⃣

An OTP is sent to both the email…

An OTP is sent to both the email ID and the Mobile Number given during registration. It can be used just once and expires 15 minutes from the time of request; the link sent by email expires 48 hours from the time of request. After the Email ID and Mobile Number are successfully verified by OTP, the user sees: "You have successfully registered on https://saralharyana.gov.in/. Please login to the application using your email ID and password".

5️⃣

Open the "Antyodaya SARAL" Portal again and log…

Open the "Antyodaya SARAL" Portal again and log in through "SIGN IN HERE" with your Login ID and Password.

6️⃣

On the following screen, go to 'Apply for…

On the following screen, go to 'Apply for Service' in the left pane and choose "View All Available Services".

7️⃣

A list of schemes/services is displayed; selecting the…

A list of schemes/services is displayed; selecting the desired scheme takes you to its online application form.

8️⃣

Provide all mandatory details, click 'Self-Declaration', fill in…

Provide all mandatory details, click 'Self-Declaration', fill in the verification code/Captcha and hit 'Submit'.

9️⃣

Look over the details you have entered and…

Look over the details you have entered and choose 'Attach Annexure'. After uploading the mandatory documents, click 'Save Annexure'.

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When all details are confirmed, click 'Submit' and…

When all details are confirmed, click 'Submit' and keep a printout of the 'Acknowledgement Receipt' that is generated. Track Your Application/ Appeal Through Portal

1️⃣

Head to the SARAL Portal at https://status.saralharyana.nic.in/ to…

Head to the SARAL Portal at https://status.saralharyana.nic.in/ to begin

2️⃣

Choose "Tracking Feature"

Choose "Tracking Feature".

3️⃣

Use the dropdown menu to select the department…

Use the dropdown menu to select the department and service.

4️⃣

Provide the Appeal/ Application Reference ID you received…

Provide the Appeal/ Application Reference ID you received while applying, then click "CHECK STATUS". Through SMS Using your registered mobile number, text the following to 7738299899: SARALApplication ID SARAL Helpline 0172-3968400 (7:00 AM to 8:00 PM; Monday to Saturday, excluding Govt Holidays) saral.haryana@gov.in User Manual for Application https://saralharyana.gov.in/resources/homePage/6/pdf/Using%20Saral.pdf

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References