Sarkari Yojana
Education Loan Scheme- Credit Line 1 for Minority Community
About Education Loan Scheme- Credit Line 1 for Minority Community
The Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam implements the “Education Loan Scheme- Credit Line 1 for Minority Community”. It funds general/professional/ technical courses or training at graduate and/or higher level for minority communities notified by the Government of India (Muslims, Sikhs, Christians, Buddhists, Parsis and Jains). Loans of up to ₹20,00,000/- for study in India and up to ₹30,00,000/- for study abroad are given at 3% interest. Beneficiaries need admission to a professional or technical course approved by a suitable agency like AICTE, Medical Council of India, UGC, etc., at a recognised institute, and at least 50% marks in the qualifying exam.
Scheme Overview
State Government
Haryana Backward Classes And Economically Weaker Sections Kalyan Nigam
Individual
Scheme Details
Eligibility Requirements
To qualify for Education Loan Scheme- Credit Line 1 for Minority Community, applicants must satisfy the following conditions:
Applicants must permanently reside in Haryana
Applicants must permanently reside in Haryana.
Age must be between 16 and 32 years
Age must be between 16 and 32 years.
Yearly family income must not exceed ₹98,000/- (Rural…
Yearly family income must not exceed ₹98,000/- (Rural Area) or ₹1,20,000/- (Urban Area).
The applicant must be from a minority community,…
The applicant must be from a minority community, namely Muslims, Sikhs, Christians, Buddhists, Parsis or Jains.
Admission must be secured to a professional and…
Admission must be secured to a professional and technical course approved by a relevant agency such as AICTE, Medical Council of India, UGC, etc., in a properly accredited/recognised institute.
A minimum of 50% marks is required in…
A minimum of 50% marks is required in the qualifying exam, i.e., the exam that must be passed to enter the course.
The applicant needs a Parivaar Pehchan Patra (PPP…
The applicant needs a Parivaar Pehchan Patra (PPP ID).
Benefits Provided
Education Loan Scheme- Credit Line 1 for Minority Community provides the following benefits to eligible applicants:
The Nigam lends up to ₹20,00,000/- for courses…
The Nigam lends up to ₹20,00,000/- for courses in India and up to ₹30,00,000/- for courses abroad, charging 3% interest.
Loans support general/professional/technical courses or training at graduate…
Loans support general/professional/technical courses or training at graduate and/or higher level for the minority communities, i.e. Muslims, Sikhs, Christians, Buddhists, Parsis and Jains.
Documents Required
Applicants should keep the following documents ready before starting the application:
Aadhaar Card as proof of identity and citizenship
Aadhaar Card as proof of identity and citizenship
Evidence of age
Evidence of age
Haryana Domicile Certificate as proof of residence, address…
Haryana Domicile Certificate as proof of residence, address and ownership
Proof of caste, religion or community
Proof of caste, religion or community
Privaar Pahchan Patra (PPP ID)
Privaar Pahchan Patra (PPP ID)
Photocopy of the PAN Card
Photocopy of the PAN Card
The applicant's passport-size photograph
The applicant's passport-size photograph
Particulars of the bank account
Particulars of the bank account
Course fee structure
Course fee structure
Evidence of admission
Evidence of admission
Certificate of the previous qualification
Certificate of the previous qualification
Any further documents that may be required
Any further documents that may be required
How to Apply
Online Application
Applicants can apply for Education Loan Scheme- Credit Line 1 for Minority Community through the online application process outlined below.
Registration Process on Antyodaya-SARAL Portal:
Eligible applicants can apply online on the official…
Eligible applicants can apply online on the official Antyodaya-SARAL Portal. https://saralharyana.gov.in/ Step 02: Those not yet registered on the portal need to sign up there first.
Click “New User” below ‘Sign In Here’ to…
Click “New User” below ‘Sign In Here’ to register, fill in the mandatory Name, Email ID, Mobile Number, Password & State, and press ‘Submit’.
Confirm your mobile number and email ID using…
Confirm your mobile number and email ID using the OTP you receive to complete registration. Login to apply for the scheme:
Go to the official Antyodaya-SARAL Portal and log…
Go to the official Antyodaya-SARAL Portal and log in with the email ID you registered.
Type your Password & Captcha and press ‘Login’
Type your Password & Captcha and press ‘Login’.
After you log in, choose ‘Apply for Services’…
After you log in, choose ‘Apply for Services’ followed by ‘View all Available Services’
Search for the scheme and click it to…
Search for the scheme and click it to open the application form.
Type your Parivar Pehchan Patra number - Family…
Type your Parivar Pehchan Patra number - Family ID and click “Click here to Fetch Family Data” to see the members listed under that Family ID.
Choose the beneficiary/applicant's name, enter the OTP sent…
Choose the beneficiary/applicant's name, enter the OTP sent to that family member for verification and click “Click to Verify”
Complete all mandatory fields and upload the mandatory…
Complete all mandatory fields and upload the mandatory documents.
Preview the form and press ‘Submit’
Preview the form and press ‘Submit’. Tracking of Application: Track your application on the official Antyodaya-SARAL Portal by entering the Department Name, Scheme Name and Application Reference ID.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.