Sarkari Yojana

District Central Cooperative Banks and through its Branches: For SSI Unit Loan and Other NFS Activities

Tamil Nadu
Quick Summary: Tamil Nadu's District Central Cooperative Banks offer loans of up to ₹1,00,000 at 13% interest (subject to change) for small-scale industry units and other non-farm sector activities. Applications are made offline at the bank or its branches.

About District Central Cooperative Banks and through its Branches: For SSI Unit Loan and Other NFS Activities

Under the District Central Cooperative Banks and through its Branches: For SSI Unit Loan and Other NFS Activities scheme, the Co-operation, Food and Consumer Protection Department, Tamil Nadu, extends credit to small-scale industries (SSI) and other NFS activities. Borrowers can raise up to ₹1,00,000 as a loan, charged at 13% interest (subject to change).

Scheme Details

Eligibility

Eligibility Requirements

To qualify for District Central Cooperative Banks and through its Branches: For SSI Unit Loan and Other NFS Activities, applicants must satisfy the following conditions:

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Only persons residing in Tamil Nadu may apply

Only persons residing in Tamil Nadu may apply.

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The loan can be used solely for a…

The loan can be used solely for a small-scale industries (SSI) Unit or for other Non-Farm Sector (NFS) Activities.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

District Central Cooperative Banks and through its Branches: For SSI Unit Loan and Other NFS Activities provides the following benefits to eligible applicants:

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Access to Loan

Access to Loan: Credit available up to a ceiling of ₹1,00,000/-.- Interest Rate: Charged at 13% (subject to change).

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

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A valid proof of identity, such as an…

A valid proof of identity, such as an Aadhaar card or PAN card.

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A document establishing your residential address

A document establishing your residential address.

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Registration certificate of the small-scale industries (SSI) Unit,…

Registration certificate of the small-scale industries (SSI) Unit, where one exists.

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A Business Plan or Project Report for the…

A Business Plan or Project Report for the venture, where applicable.

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Any further papers the bank may ask for

Any further papers the bank may ask for.

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Offline Application

Applicants can apply for District Central Cooperative Banks and through its Branches: For SSI Unit Loan and Other NFS Activities through the offline application process outlined below.

1️⃣

Visit the District Central Cooperative Banks or any…

Visit the District Central Cooperative Banks or any of its branches and obtain a copy of the application form.

2️⃣

Complete every compulsory field on the form, affix…

Complete every compulsory field on the form, affix a passport-sized photograph (signing across it if asked), and enclose copies of the required documents, self-attested where needed.

3️⃣

Hand over the completed, signed form together with…

Hand over the completed, signed form together with the supporting documents to the relevant authority.

4️⃣

Ask the receiving authority for an acknowledgment or…

Ask the receiving authority for an acknowledgment or receipt, and check that it records the date and time of submission and, where applicable, a unique identification number.

Ensure all required documents are ready before starting the application process.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References