Sarkari Yojana

Assistance For Major Ailments (Karmika Chikitsa Bhagya) (K.B.O.C.W.W.B)

Karnataka
Quick Summary: Under Karmika Chikitsa Bhagya, the Karnataka BOCW Welfare Board pays registered construction workers and their dependants ₹2,00,000/- towards treatment of specified major ailments, claimable within 6 months of hospitalisation.

About Assistance For Major Ailments (Karmika Chikitsa Bhagya) (K.B.O.C.W.W.B)

Offered by the BOCW Welfare Board, Department of Labour, Karnataka, “Assistance For Major Ailments” is a welfare measure for workers registered with the board. The Board pays registered construction workers and their dependants towards medical costs of certain listed major ailments, so that eligible workers can get needed treatment without money troubles.

Scheme Overview

Government Level

State Government

Eligible Entity

Individual

Scheme Details

Eligibility

Eligibility Requirements

To qualify for Assistance For Major Ailments (Karmika Chikitsa Bhagya) (K.B.O.C.W.W.B), applicants must satisfy the following conditions:

For Registration as a Building/ Construction Worker:

✅

The applicant must work as a Building/ Construction…

The applicant must work as a Building/ Construction Worker (Unorganised Worker).

✅

The applicant must be 18 years of age…

The applicant must be 18 years of age or older.

✅

The applicant must have done building and construction…

The applicant must have done building and construction work for no less than 90 days in a year. For the Application of the Welfare Scheme:

✅

The beneficiary must be a construction worker registered…

The beneficiary must be a construction worker registered Under the Building and Other Construction Workers Welfare Board of Karnataka, or a dependant of such a worker.

✅

The worker or dependant must be suffering from…

The worker or dependant must be suffering from one of the major ailments listed under the scheme.

Applicants must meet all of the above conditions to be considered eligible for this scheme.
Benefits

Benefits Provided

Assistance For Major Ailments (Karmika Chikitsa Bhagya) (K.B.O.C.W.W.B) provides the following benefits to eligible applicants:

💰

Financial Assistance

Financial Assistance: ₹2,00,000/- towards treatment of a major ailment.

Benefit amounts and conditions may vary by category — refer to the official scheme guidelines for exact figures applicable to your case.
Documents Required

Documents Required

Applicants should keep the following documents ready before starting the application:

For Registration as a Building/ Construction Worker:

📄

A 90 Days Work Certificate/Employment Certificate ( Form…

A 90 Days Work Certificate/Employment Certificate ( Form V(A) / V(B) / V(C) / V(D) ).

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Self-attested copy of the Aadhaar Card

Self-attested copy of the Aadhaar Card.

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Ration Card (optional)

Ration Card (optional).

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Proof of age (Voter ID Card/Aadhaar Card)

Proof of age (Voter ID Card/Aadhaar Card). For the Application of the Welfare Scheme:

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Board-issued Smart card/identity proof

Board-issued Smart card/identity proof.

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Certificate of employment

Certificate of employment.

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Evidence of the bank account

Evidence of the bank account.

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Hospital bills stating the Admission and Discharge Dates…

Hospital bills stating the Admission and Discharge Dates and every treatment provided.

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Any medical records relating to hospitalisation of the…

Any medical records relating to hospitalisation of the beneficiary/dependant in a government/private hospital.

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Duly filled Form XXII-A

Duly filled Form XXII-A. For the Renewal Process:

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A 90 Days Work Certificate/Employment Certificate ( Form…

A 90 Days Work Certificate/Employment Certificate ( Form V(A) / V(B) / V(C) / V(D) ).

Ensure all documents are valid and, where required, duly attested before submitting your application.

How to Apply

Online Application

Applicants can apply for Assistance For Major Ailments (Karmika Chikitsa Bhagya) (K.B.O.C.W.W.B) through the online application process outlined below.

Registration Process as a Building/ Construction Worker:

1️⃣

Open the official Website of the Karnataka Building…

Open the official Website of the Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and choose "Register".

2️⃣

Pick "Register as New Construction Worker", type the…

Pick "Register as New Construction Worker", type the mobile number linked with Aadhaar, and confirm it with the OTP sent to you.

3️⃣

On the dashboard, select "Registration"

On the dashboard, select "Registration".

4️⃣

Complete all compulsory fields, upload the necessary documents…

Complete all compulsory fields, upload the necessary documents and press "Final Submit" to finish registering. Application Process of the Welfare Scheme:

1️⃣

Open the official Website of the Karnataka Building…

Open the official Website of the Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and choose "Login".

2️⃣

Type your registered mobile number and the OTP…

Type your registered mobile number and the OTP you receive.

3️⃣

On the dashboard, select "Schemes" (this page becomes…

On the dashboard, select "Schemes" (this page becomes available once the user Registration has been approved).

4️⃣

Pick the relevant scheme, complete all compulsory fields…

Pick the relevant scheme, complete all compulsory fields and upload the needed documents.

5️⃣

Check the details, tick the declaration box and…

Check the details, tick the declaration box and press "Submit" to finish applying. Renewal Process:

1️⃣

Open the official Website of the Karnataka Building…

Open the official Website of the Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) and choose "Login".

2️⃣

Type your registered mobile number and the OTP…

Type your registered mobile number and the OTP you receive.

3️⃣

On the dashboard, select "Renewal", complete the compulsory…

On the dashboard, select "Renewal", complete the compulsory fields and upload the necessary documents.

4️⃣

Check the details and press "Submit" to finish…

Check the details and press "Submit" to finish the renewal. Note:
Renewal: Registration with the Karnataka Building and Other Construction Workers Welfare Board has to be renewed by every construction worker once every 3 years. A 1-year grace period is allowed if renewal is missed, after which the registration lapses.
Timeline: The application must be made within 6 months from the date hospitalisation began.
List of private hospitals approved by the Government for medical reimbursement.

Helpdesk: : Karnataka Building And Other Construction Workers Welfare Board, Address: Karmika Bhavan, Dairy Circle, Bannerghatta Road, Bangalore-29. Office No: 080-29753078 E-mail: labour.commissioner42@gmail.com District Offices list. Taluk Offices list.

Official Application & Website

Verify the latest eligibility, dates and instructions before applying.

Official Sources & References