Sarkari Yojana
Bank Guarantee Charges Reimbursement Scheme
About Bank Guarantee Charges Reimbursement Scheme
Run as a sub-scheme of the National Scheduled Caste and Scheduled Tribe Hub (NSSH) under the Ministry of Micro, Small & Medium Enterprises, the Bank Guarantee Charges Reimbursement Scheme reimburses SC/ST-owned MSEs for the bank charges they pay when a bank issues a Performance Bank Guarantee (PBG) in favour of the buyer department that has awarded them work.
Scheme Overview
Central Government
Ministry Of Micro, Small and Medium Enterprises
Business Entity
Scheme Details
Eligibility Requirements
To qualify for Bank Guarantee Charges Reimbursement Scheme, applicants must satisfy the following conditions:
The applicant must belong to the Scheduled Caste/Scheduled…
The applicant must belong to the Scheduled Caste/Scheduled Tribe category.
They must represent or own an MSE unit
They must represent or own an MSE unit.
MSEs that have taken loans from any Scheduled…
MSEs that have taken loans from any Scheduled Commercial Bank, Non-Banking Finance Company (NBFC), or State Finance Corporation are considered under the scheme.
Benefits Provided
Bank Guarantee Charges Reimbursement Scheme provides the following benefits to eligible applicants:
Assistance is capped at 80% of the…
Assistance is capped at 80% of the PBG charges paid in a financial year, or ₹1,00,000/- (excluding GST and other applicable taxes), whichever figure is lower.
Documents Required
Applicants should keep the following documents ready before starting the application:
Self-certified copy of Udyam Registration (UR) & GST…
Self-certified copy of Udyam Registration (UR) & GST registration, if applicable.
Self-certified copy of the PAN card — for…
Self-certified copy of the PAN card — for a proprietorship, the SC/ST proprietor's PAN card must be submitted.
Copy of the caste certificate for the proprietor/all…
Copy of the caste certificate for the proprietor/all partners/directors.
Shareholding details for partnership/Pvt
Shareholding details for partnership/Pvt. Ltd./LLP firms — needed to confirm the enterprise's SC/ST MSE status (SC/ST entrepreneur shareholding must exceed 51%). A copy of the Partnership Deed (for partnership firms) or the Memorandum and Articles of Association (for LLP/Private Limited Company) is required.
Bank-attested (signed and stamped) debit statement showing the…
Bank-attested (signed and stamped) debit statement showing the Performance Bank Guarantee (PBG) charges, the bank guarantee number, and the applicant MSE's name.
Bank-attested and stamped copy of the Performance Bank…
Bank-attested and stamped copy of the Performance Bank Guarantee (PBG) issued by the bank.
A cancelled cheque from the enterprise's current account…
A cancelled cheque from the enterprise's current account from which the bank charges were debited.
Proof of any reimbursement already transferred by NSSHO/NSIC…
Proof of any reimbursement already transferred by NSSHO/NSIC through PFMS under this scheme, if such assistance was availed earlier within the same financial year.
The Supply Order/Purchase Order/Work Order from the CPSE,…
The Supply Order/Purchase Order/Work Order from the CPSE, Central Government body/department, State PSE, or State Government body/department against which the PBG was furnished and reimbursement is being claimed, stating the PBG requirement.
How to Apply
Online Application
Applicants can apply for Bank Guarantee Charges Reimbursement Scheme through the online application process outlined below.
Visit the official portal of the National SC-ST…
Visit the official portal of the National SC-ST Hub.
Click on the scheme name, then click "Sign…
Click on the scheme name, then click "Sign Up" and register with basic details — name, email ID, and mobile number.
Set a password to finish registering
Set a password to finish registering.
Log in using your registered credentials
Log in using your registered credentials.
Fill in the required details and submit the…
Fill in the required details and submit the application online.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.