Sarkari Yojana
Atal Beemit Vyakti Kalyan Yojana
About Atal Beemit Vyakti Kalyan Yojana
The Employees’ State Insurance Corporation (ESIC) introduced the Atal Beemit Vyakti Kalyan Yojana (ABVKY) on a pilot basis, running for two years from 01.07.2018, to support Insured Persons (IPs) who lose their jobs. It pays cash compensation equal to 50% of the person’s average daily earnings, for up to 90 days of unemployment, provided the employee had completed two years of insurable employment and had contributed at least 78 days in each of the three consecutive contribution periods right before claiming relief.
Scheme Overview
Central Government
Ministry Of Labour and Employment
Employees’ State Insurance Corporation
Individual
01 Jul 2018
Scheme Details
Eligibility Requirements
To qualify for Atal Beemit Vyakti Kalyan Yojana, applicants must satisfy the following conditions:
The Insured Person (IP) must have become unemployed…
The Insured Person (IP) must have become unemployed during the period for which relief is claimed.
The IP must have been in insurable employment…
The IP must have been in insurable employment for at least two years.
The IP must have contributed at least 78…
The IP must have contributed at least 78 days in each of the three preceding contribution periods.
The employer must have paid, or been liable…
The employer must have paid, or been liable to pay, the IP's contributions.
The unemployment must not stem from disciplinary punishment…
The unemployment must not stem from disciplinary punishment for misconduct, superannuation, or voluntary retirement.
The IP's Aadhaar and bank account must be…
The IP's Aadhaar and bank account must be linked in the insured person database. Note: Every Insured Person covered under the ESI Act is entitled to this scheme automatically — no separate registration is needed. Other administrative conditions:
If an IP works for more than one…
If an IP works for more than one employer under the ESI scheme, they're considered unemployed only once they've lost all their jobs.
Per Section 65 of the ESI Act, an…
Per Section 65 of the ESI Act, an IP cannot draw any other cash compensation alongside ABVKY relief for the same period, though periodical Permanent Disability Benefit (PDB) payments under the ESI Act continue regardless.
Per Section 61 of the ESI Act, an…
Per Section 61 of the ESI Act, an IP receiving ABVKY relief cannot simultaneously claim a similar benefit under any other law. Disqualification/Termination of ABVKY relief occurs:
During a lockout
During a lockout.
During a strike declared illegal by the competent…
During a strike declared illegal by the competent authority.
On voluntary abandonment of employment, voluntary retirement, or…
On voluntary abandonment of employment, voluntary retirement, or premature retirement.
If contributory service is under two years
If contributory service is under two years.
On reaching superannuation age
On reaching superannuation age.
If convicted for a false statement under Section…
If convicted for a false statement under Section 84 of the ESI Act read with Rule 62 of the ESI (Central) Rules.
On being re-employed elsewhere while receiving ABVKY relief
On being re-employed elsewhere while receiving ABVKY relief.
On dismissal or termination through disciplinary action
On dismissal or termination through disciplinary action.
On the death of the IP
On the death of the IP.
Benefits Provided
Atal Beemit Vyakti Kalyan Yojana provides the following benefits to eligible applicants:
The scheme pays relief equal to 50% of…
The scheme pays relief equal to 50% of the employee's average daily earnings from their last job.
Relief is capped at 90 days of unemployment…
Relief is capped at 90 days of unemployment (once in a lifetime), provided the employee completed two years of insurable employment and contributed at least 78 days in each of the three consecutive contribution periods.
The IP remains eligible for medical benefits under…
The IP remains eligible for medical benefits under the Act throughout the period they draw this relief. Note 01: The IP must have been in insurable employment for at least two years right before becoming unemployed, contributed at least 78 days in the contribution period immediately preceding unemployment, and contributed at least 78 days in one of the other three contribution periods within those two years. Note 02: Claims become due 30 days after the date of unemployment — this window was previously 90 days.
Documents Required
Applicants should keep the following documents ready before starting the application:
Aadhaar card
Aadhaar card
Bank passbook/cancelled cheque leaf (showing account number, IFSC…
Bank passbook/cancelled cheque leaf (showing account number, IFSC code, branch name)
Insurance details
Insurance details
Address proof
Address proof
Employer details
Employer details
An affidavit
An affidavit
Salary slips for the last two months
Salary slips for the last two months
Attendance sheet of the applicant
Attendance sheet of the applicant
Any other relevant documents, if required
Any other relevant documents, if required
2018-07-01
How to Apply
Online Application
Applicants can apply for Atal Beemit Vyakti Kalyan Yojana through the online application process outlined below.
Application Process:
File an online claim at https://esic.gov.in/
File an online claim at https://esic.gov.in/.
On the homepage, navigate Services → Employees →…
On the homepage, navigate Services → Employees → IP Portal → Select Insured Person → Sign Up.
New users must sign up by entering their…
New users must sign up by entering their Insurance Number, Date of Birth, and Mobile Number to get a username and password.
Log in with your credentials and select the…
Log in with your credentials and select the scheme to claim benefits.
Fill in all mandatory fields, including bank details
Fill in all mandatory fields, including bank details.
Download the AB-1 Form, fill it out fully,…
Download the AB-1 Form, fill it out fully, and upload the scanned copy along with your Aadhaar card.
Submit the application once all required documents are…
Submit the application once all required documents are uploaded.
Print the submitted claim and the system-generated letter…
Print the submitted claim and the system-generated letter to your employer, then submit the signed claim as an affidavit, along with the employer's forwarding note, to your designated ESIC Branch Office.
The Branch Office staff, under the Branch Manager's…
The Branch Office staff, under the Branch Manager's supervision, verifies your details in the system, which calculates your eligibility and the relief amount owed based on your contribution history and other records. The relief is then paid into your bank account. Mode of payment: 1. ABVKY relief is transferred electronically to the IP's bank account by the Branch Office. 2. If the IP dies, the relief is paid to their nominee/legal heir via account-payee cheque only, following Paras P.3.79.1 to P.3.81 of the Branch Office Manual. 3. Bank account details in the ESIC database are a precondition for claiming relief; if these are missing or the IP has switched accounts, the Branch Manager can authenticate the new account using a cancelled cheque leaf or passbook bearing the claimant's name, submitted along with the claim.
Official Application & Website
Verify the latest eligibility, dates and instructions before applying.